Receiving fund discounts when investing is a natural and instinctual request in modern times, but in an ideal world everyone would also create and manage a successful portfolio, diversified across various investment sectors - equity, mutual funds, hedge funds, fixed interest, etc. This allows people to build real wealth and, using a portfolio of offshore funds, pursue quality investment returns.

In reality, life can be very different with around two-thirds of all funds - there are over 38,000 worldwide - underperforming their relevant sector averages. How do you know which are the best quality funds in which you should be investing or the ones you should be selling?

Before continuing, you should follow the link to six easy lessons on 'Investing for the First Time'. This is ideal for people who have never created a portfolio base before as it covers very fundamental ground.

The final lesson will bring you back here to continue through a few important topics before finally visiting the PWI Fund Centre.